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For banks and credit unions

Voicemail Greetings for Banks and Credit Unions

A bank greeting has one sentence no other business needs: we will never ask for your PIN or passcode. Put it in, and give lost or stolen cards the first option.

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Hear your own bank greeting

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Voicemail script examples for banks and credit unions

Replace the highlighted parts, press play, done.

Example · 0:28

Community bank menu

Thank you for calling Prairie State Community Bank. If your debit card has been lost or stolen, press one now. For account balances and recent transactions, press two. To speak with a banker, press zero. Please remember: we will never call you and ask for your PIN, your password or a one-time passcode.

Main menu

Thank you for calling [Bank]. If your card has been lost or stolen, press [digit]. For account information, press [digit]. For loans and mortgages, press [digit]. To speak with a member of our team, press zero.

Fraud warning on hold

Thank you for holding with [Bank]. Please remember: we will never call you to ask for your PIN, your online banking password or a one-time passcode. If someone does, hang up and call us at the number on your card.

After hours

You’ve reached [Bank]. Our branches are closed. To report a lost or stolen card, press [digit] at any time. For all other questions, call us again during business hours, [hours].

Loan officer voicemail

You’ve reached [Name], loan officer at [Bank]. Please leave your name, your number and the type of loan you’re interested in, and I’ll call you back today. Please don’t leave account numbers in this message.

Holiday closure

Thank you for calling [Bank]. Our branches are closed on [holiday] and open again on [day] at [time]. Online and mobile banking are available as usual.

What matters for banks and credit unions

01

Lost card is option one

A member with a stolen card needs to block it now. The card line belongs at the top of the menu and in every after-hours version.

02

Warn about impostor calls

Fraudsters pose as bank staff and ask for one-time passcodes. A clear warning in your greeting and on hold helps members say no.

03

Branch hours differ

Drive-through, lobby and phone banking often have different hours. Say the ones callers ask for most.

04

Lending is a sales line

Mortgage and loan inquiries need a quick callback from a loan officer. A separate option reaches them directly.

Built by phone-audio professionals

This generator comes out of more than 20 years in a recording studio. We built in what makes a greeting work on the phone: clear pronunciation, sensible pauses and music that never covers the voice. Questions? Andreas Brenner and Tim Stein will help you personally.

About our studio →
  • Over 20 years of phone audio
  • Built in our own studio
  • Phone-system-ready audio

Questions

Why put a fraud warning in a greeting?

Because impostor calls often use the bank’s name. Members who hear your own warning regularly are more likely to recognize a fake call.

Should account details ever be left on voicemail?

No. Ask only for name and number, and verify identity on the callback.

Can a credit union use the same scripts?

Yes, with “member” instead of “customer”. The structure is the same.

Hear your bank greeting before you pay.

Free preview, no subscription. €19 (approx. $22) per finished greeting.

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